STYLETHREAD -- LET'S TALK SHOP!

halleybird · Hermes

American Express

JoceyBaby23 · Gucci

That would be annoying. At least you can get an AMEX.. They have been turning me down for years.. and I have no debt and perfect credit! Go figure!

Andrea Julia · Coach

SO annoying! I wonder if the person who handled your cancellation screwed up or if Amex purposely does that. Maybe they figure one day you will find out you still have it and then decide you do want to use it after all.

I never had an Amex (besides the corporate one). They all seem to have yearly rates and I can't see myself paying them when I can just use a regular credit card, pay it off at the end of the month, and pay nothing.

Drew · Gucci

AJ, if that is the case, then you should check out the American Express Cash Back Card. I have one, and last year I got about $250 cash back. It is a no fee card; I have no idea what the interest rate is because I pay it off every month, but since you do too, it may be worth your while to get something back from the CC company for once.

Andrea Julia · Coach

quote:
Originally posted by: Drew
"AJ, if that is the case, then you should check out the American Express Cash Back Card. I have one, and last year I got about $250 cash back. It is a no fee card; I have no idea what the interest rate is because I pay it off every month, but since you do too, it may be worth your while to get something back from the CC company for once."

Wow! Really? I should check that out. Were you the one that ended up getting like $2000 back from various credit cards at the end of the year?

Drew · Gucci

quote:
Originally posted by: Andrea Julia
" Were you the one that ended up getting like $2000 back from various credit cards at the end of the year?"

It wasn't that much, but I got a little over a grand back via various bonus programs. Plus, we haven't paid for a flight in years (AMEX Delta Skymiles card for our business- it has a yearly fee, but its totally worth it to us considering the plethora of free flights we get).

Here's what I have:

http://www10.americanexpress.com/sif/cda/page/0,1641,13418,00.asp

Cricket · Gucci

We do a lot of shopping at Costco, so we got the Costco AmEx. You get reward certificates good toward purchases at Costco. We get 3% back on all food purchases, 2% on all travel related, and 1% back on everything else. The first three months have been interest free. It's a no-fee card as well.

erin · Chanel

i have amex blue. no idea what the interest is because i pay it in full every month. i love it though, because the rewards program for me is gift certs, so every so often i get a 50$ or 100$ gc to saks (my choice, they also have fun stuff like williams sonoma).